When you ask for an Uber to pick you up in Texas, you are putting yourself at risk for getting into an accident with an Uber driver. When you get into an accident in an Uber, if the rideshare driver caused the crash, then the rideshare company is responsible for your damages. This is only true when they are online with the company as their third-party liability coverage will apply.
What is Uber’s insurance policy?
If if a driver is online with their service but has not yet matched with a passenger, they are covered under the company’s liability policy. Waiting drivers have $50,000 per person; $100,000 bodily injury coverage per accident; and $25,000 property damage coverage per accident coverage. However, the company’s insurance coverage changes when the driver matches with a passenger. If an Uber driver gets into a crash while they are on the way to pick up a passenger or if someone is already in the car, the insurance policy provides at least $1 million worth of coverage per accident.
How does Texas law govern coverage?
State law mandates Uber to maintain certain limits of insurance coverage for its drivers. These companies must offer 50/100/25 coverage when a driver is online but not giving a ride and $1 million in coverage when they are. Texas law makes it easier to collect on damages when you are injured during a ride
Call to Schedule a Free Consultation With a Houston Uber Accident Lawyer Today
Our personal injury lawyers at Lassiter Law Firm have been helping those involved in Uber accidents throughout Texas for over twenty years. We are based in Houston, Texas and look forward to supporting clients throughout the Houston area, including Houston Metroplex, DFW Metroplex, Galveston, Corpus Christi, Austin and San Antonio, TX. If you or a loved one have experienced an injury during an Uber accident, we are here to help. Visit our web page at legalteamhouston.com or call us at (713) 521 – 0104 regarding your free consultation today.